Copyright (c) 1996 by Jim Trigg
Financial Independence					10 points/level

You do not have to work, or at least not as hard, for a living.  This is a
guaranteed income of some nature.  For every ten points, you are
guaranteed one month's cost of living times your wealth level each month. 
This can be any type of income: a trust fund, disability payments,
alimony, etc.  This advantage can be purchased after creation at normal
cost.