(c) copyright 1992, by Robert J. Hall
("Lead Dragon" <root@chicken.ca.boeing.com>)

Title: 1/2 point rule

Description:

  When a 1/2 character point is spent on a skill, the skill level
  is raised to the half-way point between the default and the skill
  level at 1 point. If the skill has no default, treat the default
  level as zero.

  For fractional results, round down to the next lower skill level.
  If the 1/2 point skill level is the same as the default, a full
  point must be spent to receive any skill improvements.

Justification:

  This smoothes the transition from the default skill level to the
  normal skill progression table. It also balances the game by
  providing more incentive to spend a full point to gain a better
  skill level, despite having high DX or IQ stat scores.

Examples:

  The default skill level for a Physical/Average skill is DX-5.
  The characters DX score is 12, so the default is 7. At one
  character point, the skill level would be 11. Thus, spending
  1/2 point gives a skill level of (7 + 11) / 2 => 9.

  This (Mental/Hard) skill has no default for the character. The
  IQ score is 11, so 1 point gives a skill level of 9. Thus, 1/2
  point gives a skill level of (0 + 9) / 2 = 4.5 => 4.

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