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- "G.U.R.P.S" Rules For Level-Loving Players: -
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Personally I agree with the GURPS no-level system, but
occasionally there comes times where levels are needed. For these
problems (two such times listed below) I have created the GURPS
level system.

PROBLEM I:

I have noticed that because GURPS does not have any level system
and (properly played) GURPS doesn't offer a lot of character
points for advanturing, some players tend to be more reckless
with their characters because when they die they can just pull up
the character's twin brother (same character). Especially if the
character is a beginning character they don't loose much except
for some treasure.

PROBLEM II:

Many non-GURPS systems use levels to determine a character's
saves, power and so on. Since GURPS does not have a level system,
it makes these systems harder to convert to GURPS.

SOLUTION:

An arbitrary number is chosen to represent each level. I tend to
give few character points for adventuring (as described in GURPS
BASIC) so I decided to use 5 points. When a character passes a
level, he/she is given bonus character points as follows:

 5% of total character points - Completely Unrelated Use
10% of total character points - Character Related Use
15% of total character points - Current Adventure Related Use

Once again, these percentages can be varied depending on how
quickly the GM wants characters to become powerful.

For example:

Bone Crusher starts as a 100 point character trained mainly in
the art of weapon combat. She is level 1.

Fighting through a dark cave of Salamanders, Bone Crusher gains 5
character points (for adventuring). Since the GM decreed that 5
points are needed to pass each level, Bone Crusher is now level
2. Electing to use her bonus points towards Night Vision
(Adventure Related Use) she gets 15 percent of her total
character points (15% of 105) = 15 points.

Bone Crusher is now a 105/15 points character of level 2, with
the Night Vision advantage. Bone Crusher could either use the 5
left over points towards another Adventure Related Use or can
save them as unused character points UNTIL THE NEXT LEVEL (in
which case they may be use for ANY use). She decides to save
them.

Bone Crusher continues on the dark caverns adventure and gets
another 5 character points (for adventuring). Bone Crusher
decides to use her bonus towards a Character Related Use of
Combat Reflexes. Her character total is 110 points (bonus
character points per level are NOT added to this total), so 10%
is 11. Combat Reflexes cost 15 so she must use all of her bonus
plus 4 points of her unused points to get the advantage. This
leaves her with one unspent character point. She decides to get a
Character Relate Use skill: Brawling. She now has no unspent
character points. Bone Crusher is now a 110/26 point character of
3rd level.

Bone Crusher continues on through the caverns adventure and gets
another 5 points (for adventuring). She decided to start dabbling
in magic. Because this is an Unrelated Use, she only gets a 5%
bonus which totals 5 points (5% of 110 is 5.5, rounded down is
5). She now has partial magic (1/3 of a level of Magery) with
which she can not do anything. She'll be able to add to this
start to get it to a useful level. She adds 1/3 Magery to her
character sheet and becomes a 115/31 point character of 4th
level.

Level for any non-GURPS adventure can be determined by
subtracting the original character's starting point total and
dividing by the number of points per level, ie:

LEVEL = [(CHAR POINT TOTAL - STARTING TOTAL)/(POINTS PER LV)]+1

In the example, this would have been:

LEVEL = [(115-100)/5]+1 = [15/5]+1 = 3+1 = 4th level

NOTE: Do not add bonus character point into character total!

The bonus per level increases the incentive for player to keep
their character alive. If a character earns 10 points through
normal GURPS rules and then dies, he/she looses 10 points. But
under the GURPS level system, the character would loose at least
10+2(5)=20 points and as much as 10+2(15)=40 points...On a 100
point character that's significant!